Terms of Use
The agreement between you and American Healthcare Choice when you use americanhealthcarechoice.com.
Last updated September 2026
Acceptance
By accessing or using americanhealthcarechoice.com you agree to these terms. If you do not agree, please do not use the site.
What this site is
American Healthcare Choice is a marketing and referral service. We connect consumers with licensed insurance agents. We are not an insurance company, an insurance carrier, or a government agency, and we are not affiliated with, endorsed by, or acting on behalf of the federal or any state health insurance Marketplace, Medicare, or Medicaid.
No offer of coverage
Nothing on this site is an offer, solicitation or binding of insurance. Submitting the coverage review form is not an application for insurance and does not guarantee eligibility, approval, a rate, or the availability of any plan. Plans described on this site are medically underwritten private plans, may not be available in every state, and not all applicants will qualify. Any coverage is issued solely by the insurance carrier, subject to its underwriting and the terms of the policy it issues.
Figures on this site
Premiums, deductibles, savings figures, comparison tables and the interactive explorer on this site are for general education. They are not your rate. Actual premiums, deductibles, benefits and out-of-pocket costs vary by age, location, household size, health history and the plan selected.
No professional advice
The content here is general information. It is not medical, legal, tax or individualized insurance advice. Specific plan recommendations come from a licensed insurance advisor, not from this website.
Your obligations
- Provide accurate information about yourself, and do not submit anyone else’s details without their permission.
- Use the site only for lawful purposes and only for your own genuine enquiry.
- Do not submit automated, bulk or fraudulent requests, attempt to probe or breach the site’s security, scrape its content, or interfere with its operation.
- Do not copy, republish or resell the site’s content without written permission.
Contact consent
When you submit the form you agree that American Healthcare Choice and its licensed advisors may contact you by phone, text or email, including through automated technology. Consent is not a condition of purchase. Message and data rates may apply. You may withdraw consent at any time — see the Privacy Policy.
Intellectual property
The site design, text, graphics, logos and marks are owned by American Healthcare Choice or used with permission and are protected by applicable law.
Third-party links
Where we link to another site — a carrier, a government resource, or a service provider — we do not control it and are not responsible for its content, accuracy or privacy practices.
Disclaimer of warranties
The site is provided “as is” and “as available” without warranties of any kind, express or implied, including any warranty of merchantability, fitness for a particular purpose, accuracy or non-infringement. We do not warrant that the site will be uninterrupted or error-free.
Limitation of liability
To the fullest extent permitted by law, American Healthcare Choice is not liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, data or goodwill, arising out of your use of this site or your reliance on any information in it.
Indemnity
You agree to indemnify and hold American Healthcare Choice harmless from claims arising out of your misuse of the site or your breach of these terms.
Changes and termination
We may modify these terms or the site at any time. Continued use after a change means you accept the revised terms. We may suspend or terminate access to anyone who misuses the site.
Governing law
These terms are governed by the laws of the state in which American Healthcare Choice is organized, without regard to conflict-of-laws rules.
Contact
Questions about these terms can be sent through the contact page.

A referral service, not an insurer.
We connect you with a licensed advisor. We do not issue policies, set premiums or decide eligibility — the carrier does that, after a real application.
A question about this page?
Ask us in plain English and a real person will answer. You can also ask us to access, correct or delete anything you have sent.